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Ladimer Law Blog

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On a difficulty scale from “applying for a library card” to “applying for citizenship,” applying for MassHealth falls somewhere in the middle. It’s a straightforward process that requires a dauntingly long application and a bit of a wait. The MassHealth application process often takes a few months from start to finish. For Massachusetts residents who […]

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MassHealth: An Overview of the Application Process

MassHealth Application Overview

They put food on the table, a roof over your head and bandages on your skinned knees. Now that your aging parents need your help, do you know what to do? Have you thought about preparing for their MassHealth application?

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Helping Your Parents Become Eligible for MassHealth

MassHealth Application

Some parts of modern adult life, like root canals and IRS audits, are both miserable and hard to avoid. Going through probate might not be quite as torturous as having teeth pulled, but it’s not something anyone does for fun. Avoiding probate is generally a goal of estate planning for good reason.

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What’s So Bad About Probate?

Probate

Becoming eligible for MassHealth, the Massachusetts version of Medicaid, requires walking a financial tightrope. An applicant with too much money must get rid of it in order to become eligible – but once she’s approved, she may not have enough to cover basic needs, let alone incidentals. For people in that situation, maintaining the financial […]

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Is a Pooled Trust the Right Choice for You?

Pooled Trusts

Do you remember how much money you had five years ago? Do you know how much you’ll have in five years? Unless you keep meticulous financial records and have a crystal ball, you probably can’t say yes to both questions. Here in Massachusetts, five years is a significant time period. That’s the length of the […]

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The MassHealth Look-Back Period and How it Affects Your Future

Look-Back Period

Giving a perfect, generous gift feels great. But giving a gift that’s too generous could backfire in a way that has lasting and expensive repercussions, if it disqualifies you from getting the nursing home care you need.

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The Gifting Rule and How it Affects Your MassHealth Coverage

MassHealth Gifting Rule

It takes a village to raise a child – so says a famous proverb. Anyone who has helped raise a child knows that saying to be true. Caring for the needs of a person who can’t take care of him or herself is exhausting, stressful and overwhelming. So why do so many adult children find […]

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Geriatric Care Managers: Offering the Support You Didn’t Know You Needed

Keep the house or get Mom and Dad the long-term care they need? Some Massachusetts families find themselves in the position of having to choose between the two, thanks to MassHealth regulations. Don’t panic, though; adult children who find themselves in the position of making decisions for their aging parents do have options here in […]

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MassHealth and the Lien Law: Protecting Your Aging Parents Without Losing Their Home

MassHealth

It’s a common story among blended families: an aging parent becomes ill and the parent’s biological children clash with the parent’s spouse. While some of these disagreements are generally small, as a Middlesex County elder law attorney, I have seen numerous times when the disagreements are not only great, but the child also fears for […]

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What Can Adult Children Do When Elder Parents Need Help and the Spouse Disagrees?

When working with clients as a Framingham will and trust lawyer, many of them are surprised to hear that they need to designate Powers of Attorney even if they are married. They assume their spouse can handle everything if something happens, but this is not usually the case.

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Framingham Will and Trust Lawyer Warns: “Spouses Need Powers of Attorney, Too”

Massachusetts estate planning attorneys know, a divorce changes everything. If you are in the process of divorce or just finishing up, you are most likely busy trying to readjust to your new life. Although it’s a hectic time, it is important that you do not forget that you need to update your estate plan. Here […]

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Critical Post-Divorce Estate Planning Checklist | Massachusetts Estate Planning Attorneys

When most people think about estate planning, they picture money and property. But, as a Framingham will and trust lawyer, I see more and more people adding intangible assets to their estate plan. Intangible assets might be things that have no monetary value, but are nonetheless important to the family. They may include personal letters, […]

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Creative Ways to Leave “Intangible Assets” To Your Loved Ones

Are you planning for your children’s future? Picture this – you get an opportunity to spend some alone time with your spouse. What do you do to prepare for date night? You carefully select a babysitter. Then, you write detailed instructions; when to feed the baby, how often to change diapers, what snacks are allowed…and […]

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You Plan for Date Night – But Not for Your Kids Future?!

Unfortunately, many parents of children with special needs wait until their child turns 18 to consider creating a Special Needs Trust. Sometimes, they even wait until their child eventually needs government benefits like SSI or Medicaid. However, Special Needs Trusts do a lot more than just protect the beneficiary’s access to government benefits and should […]

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Special Needs Trusts Protect Government Benefits and MUCH More

The number of adult children caring for their elderly parents is growing at a very fast pace. If you are a baby boomer and not already caring for an elderly parent, chances are high that you might be facing this situation soon.  It isn’t always easy to know when, or how, to step in to […]

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How to Know When It’s Time to Step in and Care for Your Elderly Loved One

MassHealth

Elder care lawyers in Framingham work with families to prepare for any number of situations in the estate planning process. One circumstance that is especially relevant to elder care law is dementia. Alzheimer’s disease and other forms of dementia are almost exclusively conditions which appear late in life. Along with the emotional turmoil on the […]

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Elder Care Lawyer in Framingham Offers Important Strategies for Dementia Patients

Like many Americans, your home is probably your largest asset. However, if you have children who have grown and moved away, you’re left with an empty nest, quiet and big. You may be torn between keeping the house and passing it to your children someday, or selling it. On one hand, it may be the […]

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Sell the House, or Keep It for the Kids?

Probate lawyers in Middlesex County are well aware of the hassles and headaches that families face when a loved one’s estate goes into probate.  The process can drag out, eating up not just time but also resources that would have otherwise gone to beneficiaries.  Appointed executors find themselves with burdensome responsibilities that can compound their […]

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Probate Tips for Getting Through the Process Faster and with Less Hassle in Middlesex County

The Achieving a Better Life Experience (ABLE) Act, which was created by Congress in 2014, allows people with disabilities and their families to save up to $100,000 in accounts for the benefit of a disabled person. The funds can be saved without jeopardizing the individual’s eligibility for Medicaid, Supplemental Security Income (SSI) and other government […]

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Massachusetts Special Needs Lawyer: You Can Now Save More Money in ABLE Accounts in 2018

Longer lives are among the greatest achievements of our modern era. Advances in healthcare and other progress related to human safety have resulted in what the United Nations says is one of the most significant social transformations of the 21st century. However, with the success of longer lives come problems that catch most of us off-guard. […]

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The Dangers of Denial – Why You Need to Plan for Long-Term Care for Your Parents in Middlesex County